Understanding Your Health Benefits

Your health plan may cover services such as doctor visits, hospital care, prescriptions and mental health support. Coverage and costs depend on your specific plan.

Common costs include:

Deductible: The amount you pay before your plan begins sharing costs.

Copay: A fixed amount you pay for a covered service.

Coinsurance: A percentage of the cost you may pay after meeting your deductible.

Using an in-network provider can help lower your costs. Some services may also require a referral or prior authorization.

Sign in to your member account or contact Member Services for plan-specific coverage details.